Florida Group Health Insurance
If you have been plagued with rapidly rising
premiums and are looking for someone who does more than
hand you the output of the insurance company's computer,
you need to talk with us. We are benefit consultants who
can provide value added services at no additional cost to
Reducing, maintaining or even minimizing
your Florida group insurance premium increases requires
creativity and the ability to use all of the current funding,
savings and supplemental plans available. If your current
broker is not at least offering you these new innovative
methods to save money, you might be leaving money on the
Our role is to find you the best possible
plan for the least dollars. It is no more complicated than
that. If we cannot save you money we will let you know right
up front. Quite frankly, you have absolutely nothing to
Call us at 800-986-4786 and browse
through our web site for more information.
Groups of 21 to 50 -
In this range we are king. We have plans that will actually
pay you back money at the end of the year. By combining
partially self-funded plans with HRA's, your CFO will have
a smile even through tax season.
Small Business Group Health Insurance
(4 to 20 employees) - Florida group health insurance
is a real challenge for small businesses. We have been very
successful with combining higher deductible plans with supplemental
benefits to reduce costs. To the employee it appears the
same. However, you are using less expensive supplements
to handle the day to day costs.
and groups of 2 or 3 employees -
While you can get group insurance for groups of this size,
finding an agent who will write the insurance is almost
impossible. The commission is not enough to buy a fast-food
lunch. We will write groups of 2 or 3 employees if the insured(s)
purchase life insurance or long-term-care insurance from
us. The plans must be in place before we will write the
health insurance. Call us for a quote.
Individual Insurance -
Florida group insurance is very expensive even with our
expert assistance. We have more than a half a dozen companies
that will write a much lower cost individual plan - if you
are healthy. You don't have to be in perfect health to obtain
these lower cost plans. Plus HSA or Health Savings Accounts
are now available to save you money on your taxes.
Multi-State Plans - If
your Florida group insurance won't cover out of area or
out of state employees, we can provide national coverage.
You don't have to get stuck with the most expensive plan
to make this happen.
Plans - Group dental insurance is always disappointing.
We now have plans with no waiting period for pre-existing
conditions. You can go to any dentist you want. This Florida
group dental plans go down to groups of one!
also write very cost effective plans with free cleanings,
x-rays and exams that use the national PPO networks. You
can bring the costs down to about $6.60 per employee per
month and ten dollars for an entire family. Call us about
your group dental plan needs.
- Group long term care, dental, cancer, disability, etc.
are offered from multiple carriers. We will shop the benefits
for you and get multiple quote. We have no vested interest
in any one carrier. This is what a broker is supposed to
Group International Insurance
- Do you have employees who travel outside of the US for
business. We can cover them with the extras they need.